Page 22 - The Singapore Women's Weekly
P. 22
INSPIRE
MONEY SMART
Go for restaurant specials You’ll find you have a variety or new convince yourself you don’t actually
11We all love dinner out with friends, recipes to try, and these dishes are need what you wanted to buy.
but before you do, shop around for the comparatively cheaper. You’ll be
best deal first. With all of your favourite benefiting yourself, the environment Turn it off
eateries having a different dinner and your bank account. Win-win! 18 Always turn off appliances at the
special every night, you can enjoy power source, and switch off lights
a delicious meal with wine – without Keep a social calendar whenever you’re not in the room. You
breaking the bank. Check out 15It’s stressful saving while being could even try candles as lighting for
these great-deal Japanese meals social, especially when there are an evening, if you really want to save
at bit.ly/2ujBv6t birthdays, holidays and celebrations every cent. Bonus: It’ll give your space
you need to be prepared for. Start a nice ambience and relaxing vibes!
Go for generic keeping a social calendar so you know
12We know sometimes you prefer when you need money. This will help Talk money
your favourite brand, but when it you keep track of those purchases, 19 Being upfront with your nearest
TEXT: BAUERSYNDICATION.COM.AU / PHOTO: 123RF
comes to boring household products meaning you’re more likely to resist the and dearest about your budget not
for less important food items, go for a urge to impulse buy. only lets them know where you’re at
generic brand. It’s definitely cheaper, – and why you can’t afford that night
and you might find it’s just as good. Be kind to yourself out! – but you could also have the
16 If you need a monthly massage opportunity to trade some saving tips!
Carry around big notes to make you feel good, that’s totally
13 It’s said if you carry cash you’re fine, but just make sure you factor that DIY as much as possible
likely to spend less. Try carrying $50 or into your budget as well, just like you 20 Try to take on as many jobs
$100 notes, and you might be more would your utility bills and rent. Saving around the house as you can. Try
inclined to monitor spending. doesn’t have to be a punishment! repainting your interior yourself, don’t
pay a cleaner, and so on. Obviously
Meat-free Monday Sleep on it DIY within reason – you don’t want to
14 Take your vegetarian friend’s 17 Take a day to think about and hurt yourself or cause any damage.
advice and give up meat for a day. rationalise a purchase. You’ll likely
Beware the points
21“If you can’t pay the card off
when the credit period is due, then
don’t be fooled by the free points,”
says Helen.
Do a 30-day financial
22detox
Focus on a month of only buying
essential items. “Doing this twice a
year to reset your spending habits [can
help] move you towards becoming a
conscious consumer,” says Melissa.
Meal prep
23 If you buy $15 lunch an average
three times per week, that’s around
$2,000 out of your pocket every year.
You can make your own lunches for
much cheaper, and they’re often the
healthier option too!
Use discount code apps
24 If you do find yourself desperate
to make an online purchase, try apps
like Shopback that help you get cash
back when you dine out or shop online.
Do a swap
25 Get your friends together for
a clothes swap. You don’t exchange
money, just clothes for clothes. You
can do this with other items too, like
books or accessories.
september 2019 | 81 | womensweekly.com.sg
